If you are looking for finance options, we have plenty available!
It does not matter if you have a great credit score or not, we have plenty of finance partners on board who cover a wide spectrum of credit situations and we get most of our applicants approved.
If you have had credit trouble in the past, or even if you have current issues, we could still help get you the car you really want. We can use certain benefits, tax credits, pensions and any other recorded income. Self employed are also welcome.
For customers who have got/had issues, the lenders we use do not base their decision solely on credit scores. They look in to your circumstances and most importantly affordability. If it looks like you can afford a loan on a car, then more than likely we will get you on the road! This is how it works:
1 - GET APPROVED FOR FINANCE.
The first step you should take is to get in touch with us. There are 2 ways in which you can get started.
If you call us, we can find out a little more about your needs and then use the information we have to put you with the right lender. An application over the phone will only take around 10 minutes. Applications vary, but what we usually need is 3 years living addresses with post codes and how long you have lived at the addresses, 3 years working addresses with post codes and how long you have worked there, your bank account details, how much you earn and also details of any outgoings you have.
Go to www.radfordsmotorsales.co.uk/finance and fill in the whole finance application form. Once received we will call you back for any further information we need and get you approved. Please make sure that you fill in the whole form, as we need as much information as possible to make the application process go smoothly.
2 - PICK A CAR THAT MATCHES YOUR AVAILABLE BUDGET.
Once approved, you will know how much you can spend on a car. Search our stock to find the car that you like. If you call or visit us we will give you unbiased and honest advice on all of our cars. For any reason we do not have what you want at the time of application, we have a large network of main dealers at hand to find the car you like and get you on the road as soon as possible. We always have cars arriving too, so please ask us and we can tell you what we have coming in. Even if you have seen a car elsewhere, we can still do a deal and get you the credit you need.
3 - COLLECT AND DRIVE AWAY!
If the car you have chosen is not already prepared and ready to go the same day, we can normally get a car ready for collection within a couple of days. We take pride in each and every car we sell and won't let a car go without going through our workshops first. Remember that we offer a lot more than most independent garages:
- FREE 12 MONTHS AA COVER OR CURRENT MEMBER UPGRADE! If you are not a member of the AA, you will receive 12 months basic cover for free. If you would like a more comprehensive cover, then you can upgrade with up to 40% discount. If you are a current member of the AA, they will offer a free upgrade to your current policy.
- ALL CARS SERVICED BEFORE COLLECTION! Every car we sell is serviced and checked over for any underlying issues before they leave our premises. This includes an oil and filter change, air filter replacement, levels checked, brakes checked, air conditioning gassed if needed and any known faults repaired.
- A MINIMUM OF 8 MONTHS MOT! We send most of our cars for an independent MOT as part of our preparation process. We will guarantee a minimum of 8 months. Any advisories on brakes or tyres are done.
- 3 MONTHS WARRANTY! Most independent dealers will only offer 28 days as standard. We are confident in all our our cars which is shown by giving a 3 months warranty on mechanical failure parts and labour.
WE CAN EVEN GET YOUR CAR DELIVERED! If you live a distance away from us, we have professional drivers who go the length and breadth of the country. All we need is your post code to give you a quotation. All deliveries are fully insured.
If you have any queries about our finance packages then please feel free to get in touch. Call Richard on 01623 652004.